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Knowing Your Rights When Dealing With a Denied Insurance Claim and How an Attorney Can Help

November 22, 20233 min read

Knowing Your Rights When Dealing With a Denied Insurance Claim and How an Attorney Can Help

Navigating the insurance claim process can be a difficult and confusing experience. Whether you are trying to understand the clause in your policy or trying to get through the complex process of filing a claim, it can be difficult to know where to turn. If your insurance claim is denied, it may be even more difficult to know where to turn and understand your rights. Depending on the situation, an attorney may be able to help.

Understanding Your Rights After an Insurance Claim is Denied

When in the process of filing an insurance claim, the insurance company will look for any reason possible to deny coverage. After being denied a claim, many people simply give up, simply because they do not understand their rights or the appeal process. It is important to understand the appeal process and when to turn to an attorney for help.

Why are Insurance Claims Denied?

There are many reasons why an insurance company may deny a claim. Maybe your policy had a clause that was not used in filing, or that the damages incurred may not have been covered in your policy at all. It is very important to know exactly what is included in your policy and what your coverage actual looks like. Knowing what your policy covers and how to properly file the claim can save you lots of time and headaches.

Whom to Turn To

If you have been denied an insurance claim due to a contested clause or simply lack of coverage, it may be time to turn to an attorney. An attorney specializing in insurance law can help you navigate through the legal side of the insurance claim process, as well as understand your rights as the policyholder. An attorney will be able to help you understand the complex language of the policy as well as interpret any contested clauses. They will be able to look into the legality of the issue and discern any wrong doing or loopholes in the insurance company’s process. In the end, you may be able to receive the coverage you thought you were entitled to.

Things to Look For

When looking for an attorney, try and find someone that specializes in insurance law. By finding someone that takes the legal aspects of the insurance claim process seriously, you can feel secure that you are getting the best legal advice. Florida is known as a complicated state when it comes to insurance law, so make sure your attorney is knowledgeable and understands Florida insurance law.

Calling an Attorney

When considering whether or not to call an attorney for your denied insurance claim, there are some things to consider. Ask yourself if the claim is worth appealing, or if the cost of hiring an attorney is higher than simply taking the denial as is. When trying to get a claim paid, sometimes the cost of the attorney’s help is more than the claim itself. Ultimately, it is up the individual to decide if they wish to go through with the appeal process or accept the insurance denial on the claim.

Looking for a Florida Insurance Attorney?

Do you have a Florida Insurance dispute and don't know where to turn? Contact the complex litigation and insurance dispute attorneys at Fosky Law for more information. Our team of experienced attorneys is available to answer any questions you have about your insurance dispute and help you navigate through the legal process. Contact us today to for your free case evaluation.

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